Usually, you are asked to verify your income by providing a copy of your paycheck stub(s), a copy of a W-4 form, or an income tax form (1040 or 1040 EZ). You will be asked about your savings, insurance policies, and other investments and debts, including your monthly mortgage or rent payment, car and charge account payments, etc. This helps determine your general financial stability. You do not have to be rich to adopt; you just have to show that you can manages your finances responsibly and adequately.